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1. Watch out for the 'Deal Of A Lifetime', the deal that seems too good to be true. The company may be saving money by cutting back on their level of service.
2. When getting a fixed rate: get a written statement which details the interest rate, how long the rate is
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Before you could visit the lender for a mortgage deal on your
home, you were not very sure of the kind of deals that you could
clinch. The primary obstacle, as you felt, was your bad credit
history. To add to the fears, there were a few friends of yours
who held that the deals offered
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A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and plan on putting 10-20% down.But
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